Some of you may just remember me writing about a small car accident I had back in January last year, the damage to the car was no more than superficial, (however it was written off as it was such an old banger!) and nobody was hurt, at all! The whole thing was settled very quickly and amicably, indeed what impressed me most was quick, efficient and friendly way it was all dealt with. I replaced the car and considered the incident closed.
Now, over a year later I am getting hordes of unsolicited phone calls from "Ambulance chasers" trying to encourage me to make a further claim for personal injury. I am refusing as there was no personal injury and just about all have left is my personal integrity. I have had it suggested that since the car was written off it must have been a considerable impact, I have been told that I must have experienced some discomfort following the accident, I have been told that I may be unwise to not claim the "thousands of pounds owed" me.
It is never easy to resist the temptation to try and get money for nothing, and when, like me, money is in short supply it is even more tempting. However I am holding out, I keep asking for the phone calls to stop and I will not claim for injuries I did not sustain. Ultimately every one of us who insures a vehicle pays for this profiteering, I suspect that these sorts of fraudulent claims now represent a major proportion of the insurance premiums that we all are obliged to pay.
I'm holding out but it's not easy.
Now, over a year later I am getting hordes of unsolicited phone calls from "Ambulance chasers" trying to encourage me to make a further claim for personal injury. I am refusing as there was no personal injury and just about all have left is my personal integrity. I have had it suggested that since the car was written off it must have been a considerable impact, I have been told that I must have experienced some discomfort following the accident, I have been told that I may be unwise to not claim the "thousands of pounds owed" me.
It is never easy to resist the temptation to try and get money for nothing, and when, like me, money is in short supply it is even more tempting. However I am holding out, I keep asking for the phone calls to stop and I will not claim for injuries I did not sustain. Ultimately every one of us who insures a vehicle pays for this profiteering, I suspect that these sorts of fraudulent claims now represent a major proportion of the insurance premiums that we all are obliged to pay.
I'm holding out but it's not easy.
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